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Floating Interest rate Per lac EMI Processing Fee Prepayment Charges
ICICI Bank For Women – 10.10% For Women: Rs.972 0.50% of loan amount upto Rs. 1 crore N.A
For Others -10.15% For Others: Rs. 975
HDFC Ltd 8.65% Rs.909 0.5% or maximum 10,000 + Service Tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank For Salaried: 10.15% – 10.35% Salaried: Rs.974 – Rs.988 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
For Self Employed: 10.25% – 10.45% Self Employed: Rs.981 – Rs.995
AXIS Bank 10.25% Rs.982 Upto 1% of the loan amount subject to minimum of Rs.10,000/- Nil
IDBI 10.25% Rs.982 0.50% of loan amount + applicable tax subject to maximum of Rs. 50,000/- + applicable tax If Balance Transfer then 2% Otherwise Nil
PNB Housing Finance Ltd. 10.50% – 11.25% Rs.998 – Rs.1049 0.50% NIL
ING Vysya 10.75% – 11.25% Rs.1015 -Rs.1049 0.5% of the loan amount NIL
Standard Chartered 10.26% Rs.982 Rs.5500/- + Service tax NIL
Citibank Scheme I: 10.25%*(No Home Credit facility) Scheme I: Rs.982 (No Home Credit facility) For Salaried: 0.25% NIL
Scheme II: 10.50%*(Home Credit facility available) Scheme II: Rs.998 (Home Credit facility available) For Self Employed: 0.5%
Deutsche Bank 10.50% Rs.998 12000 + Service Tax Nil
DHFL For salaried: 9.35% For salaried: Rs. 922 For salaried: 1% NIL
For Self Employed: 9.45% For Self Employed: Rs. 929 For Self Employed: 1.5%
India Bulls Upto Rs. 25 Lakhs: 10.15% Upto Rs. 30 Lakhs: Rs. 7500 + 12.36% NIL
Above Rs. 25 Lakhs: 11% Above Rs. 25 Lakhs: Rs. 1032 Above Rs. 30 Lakh: 0.5% of Loan Amount
Kotak Bank 10.25% Rs.982 0.25% – 0.5% 2% on Balance transfer else NIL
PNB Housing Finance Ltd. 10.25% Rs.982
First Blue Home Finance For Salaried/Self-Employed: 10.25% For Salaried: Rs. 982 Salaried (Up to 30 lakhs): Rs. 7300 Nil
For Salaried/Self Employed (Upto Rs 25 Lakhs): 10.75% For Self Employed: Rs. 1015 Rs. 30 – 75 lakhs: Rs. 11800
For Salaried/Self Employed (Above Rs 25 Lakhs): 11.25% Above Rs. 75 lakhs: Rs. 15,000 + Service Tax (12.36%)
Development Credit Bank 11.50% Rs.1066 1% of Loan Amount Nil
Tata capital Housing Finance ltd For Salaried: 10.25% – 10.9% For Salaried: Rs. 982 – 1025 0.5 to 1% Of Loan Amount N.A
For Self Employed: 10.75% – 11.50% For Self Employed: Rs. 1015 – 1066