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Floating Interest rate | Per lac EMI | Processing Fee | Prepayment Charges | |
ICICI Bank | For Women – 10.10% | For Women: Rs.972 | 0.50% of loan amount upto Rs. 1 crore | N.A |
For Others -10.15% | For Others: Rs. 975 | |||
HDFC Ltd | 8.65% | Rs.909 | 0.5% or maximum 10,000 + Service Tax (12.36%) | No prepayment charges shall be payable for partial or full prepayments irrespective of the source |
HSBC Bank | For Salaried: 10.15% – 10.35% | Salaried: Rs.974 – Rs.988 | 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable | Nil |
For Self Employed: 10.25% – 10.45% | Self Employed: Rs.981 – Rs.995 | |||
AXIS Bank | 10.25% | Rs.982 | Upto 1% of the loan amount subject to minimum of Rs.10,000/- | Nil |
IDBI | 10.25% | Rs.982 | 0.50% of loan amount + applicable tax subject to maximum of Rs. 50,000/- + applicable tax | If Balance Transfer then 2% Otherwise Nil |
PNB Housing Finance Ltd. | 10.50% – 11.25% | Rs.998 – Rs.1049 | 0.50% | NIL |
ING Vysya | 10.75% – 11.25% | Rs.1015 -Rs.1049 | 0.5% of the loan amount | NIL |
Standard Chartered | 10.26% | Rs.982 | Rs.5500/- + Service tax | NIL |
Citibank | Scheme I: 10.25%*(No Home Credit facility) | Scheme I: Rs.982 (No Home Credit facility) | For Salaried: 0.25% | NIL |
Scheme II: 10.50%*(Home Credit facility available) | Scheme II: Rs.998 (Home Credit facility available) | For Self Employed: 0.5% | ||
Deutsche Bank | 10.50% | Rs.998 | 12000 + Service Tax | Nil |
DHFL | For salaried: 9.35% | For salaried: Rs. 922 | For salaried: 1% | NIL |
For Self Employed: 9.45% | For Self Employed: Rs. 929 | For Self Employed: 1.5% | ||
India Bulls | Upto Rs. 25 Lakhs: 10.15% | Upto Rs. 30 Lakhs: Rs. 7500 + 12.36% | NIL | |
Above Rs. 25 Lakhs: 11% | Above Rs. 25 Lakhs: Rs. 1032 | Above Rs. 30 Lakh: 0.5% of Loan Amount | ||
Kotak Bank | 10.25% | Rs.982 | 0.25% – 0.5% | 2% on Balance transfer else NIL |
PNB Housing Finance Ltd. | 10.25% | Rs.982 | ||
First Blue Home Finance | For Salaried/Self-Employed: 10.25% | For Salaried: Rs. 982 | Salaried (Up to 30 lakhs): Rs. 7300 | Nil |
For Salaried/Self Employed (Upto Rs 25 Lakhs): 10.75% | For Self Employed: Rs. 1015 | Rs. 30 – 75 lakhs: Rs. 11800 | ||
For Salaried/Self Employed (Above Rs 25 Lakhs): 11.25% | Above Rs. 75 lakhs: Rs. 15,000 + Service Tax (12.36%) | |||
Development Credit Bank | 11.50% | Rs.1066 | 1% of Loan Amount | Nil |
Tata capital Housing Finance ltd | For Salaried: 10.25% – 10.9% | For Salaried: Rs. 982 – 1025 | 0.5 to 1% Of Loan Amount | N.A |
For Self Employed: 10.75% – 11.50% | For Self Employed: Rs. 1015 – 1066 |